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Tag Archives: <span>Switching Equity Release Plans</span>

Basic Things To Know

You have probably heard about equity release plans, although you may not know what exactly do they represent. Since this is a financial question and something that can affect your life big time, we are going to talk a bit more about it, so you know all the advantages.

From the start, you should know that there is the option of Switching Equity Release Plans, which you can go over with your lawyer if it ever comes to a point where you want to change it. There are many types of these plans and the most common one is a lifetime mortgage, which you have probably heard about. You borrow money and you deposit your home, so the mortgage is repaid from the sale of your home at one point or when you move permanently to another place.

Switching Equity Release Plans

Another such plan is a home reversion plan where you sell your whole home or a part of it, but you continue to live in the house until you die or again move to another place. When deciding on getting such plans or Switching Equity Release Plans, you should consult your lawyer because there are certain conditions that you have to meet before getting the release. This concerns your age, whether or not you are the owner of the property if you have any other mortgages, and many other things.

As you can see, getting these types of plans can be kind of tricky so it is best to ask for professional help so you know so what you are getting yourself into.

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